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SETTLEMENT LAYER · CRYPTO RAILS

Eliminate FX Risk.
Settle in USDT.

Emerging market fiat currencies can swing 5–18% in a single week. BIPay locks your value at transaction time — you receive USDT or stablecoins regardless of what local currencies do overnight.

FIAT VOLATILITY vs USDT STABILITY
0%
FX Exposure
Value locked at tx time
T+0
Same-day Settlement
No overnight float
24/7
Liquidity
No banking hours
6+
Crypto Assets
USDT, USDC, BTC, ETH…
SETTLEMENT FLOW

How settlement works

01

Player initiates payment

Player pays via local APM — PIX, UPI, GCash, PromptPay, or any of 40+ supported methods in their local currency.

02

BIPay locks the FX rate

At the moment of transaction confirmation, BIPay locks the USD equivalent value. Your exposure to local currency movement ends here.

03

Funds converted to USDT

Local fiat is converted to USDT (or your preferred stablecoin) via BIPay's liquidity layer — no slippage, no spread surprises.

04

USDT delivered to your wallet

Settlement arrives in your designated wallet on TRC-20 or ERC-20 — same day, 24/7, with full transaction receipts via API.

CURRENCIES YOU'RE PROTECTED FROM
🇧🇷
BRLBrazilian Real
±12%
🇮🇩
IDRIndonesian Rupiah
±8%
🇵🇰
PKRPakistani Rupee
±18%
🇧🇩
BDTBangladeshi Taka
±6%
🇻🇳
VNDVietnamese Dong
±5%
🇵🇭
PHPPhilippine Peso
±7%
🇲🇽
MXNMexican Peso
±10%
🇨🇴
COPColombian Peso
±14%

* Typical annual swing range. Past volatility indicative only.

SUPPORTED SETTLEMENT ASSETS
USDTTether
TRC-20 / ERC-20PRIMARY
USDCUSD Coin
ERC-20 / PolygonPRIMARY
BTCBitcoin
Bitcoin mainnet
ETHEthereum
ERC-20
BNBBNB Chain
BEP-20
TRXTRON
TRC-20
MERCHANT PROTECTION

Built for operators who can't afford FX surprises

Rate Lock at Transaction

USD value is locked the moment a player's payment is confirmed. No exposure to intraday or overnight FX moves — your books stay clean.

Same-Day Settlement

No T+2 or T+3 banking delays. USDT arrives in your wallet the same day, giving you full liquidity control without waiting for correspondent banks.

Regulatory Compliance

Full AML/KYC screening on every transaction. Detailed settlement reports for your compliance team — audit-ready, jurisdiction-aware.

Multi-Network Redundancy

Settlement routes across TRC-20, ERC-20, and BEP-20. If one network is congested, BIPay automatically routes via the fastest available path.

Zero Spread Surprises

Conversion rates are agreed at onboarding — no hidden spreads, no dynamic pricing. Your margin is predictable from day one.

API-First Reporting

Every settlement event is available via webhook and REST API. Reconcile automatically — no manual CSV exports, no email attachments.

Stop losing margin to FX volatility

Set up USDT settlement in under 24 hours. Reach out via Telegram.

BIPay

The Payment Infrastructure for Emerging Markets

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BIPay · Unified API · 12 Emerging Markets · APM + USDT Settlement